Sources of Financial Aid

Financial aid takes many forms, including grants, scholarships, loans, work study programs, and tuition discounts.

University Scholarships

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    Academic Scholarships and Grants

    Academic Scholarships and Grants

    Merit scholarships and grants for tuition are awarded to incoming students based on information provided during the application process, including grade point averages, ACT/SAT scores, as well as leadership, service, and other extracurricular activities.  Please contact your Admissions Counselor with any questions, or to review your eligibility for these grants and scholarships.

    Freshman Students

    Merit Scholarships and Grants

    Up to $13,000

    Merit scholarships and grants for tuition are awarded to students based on information provided during the application process, including grade point average, ACT/SAT scores, as well as leadership, service, and other extracurricular activities.

    Freshman academic scholarships and grants are automatically renewed each year for four years (eight semesters, Fall and Winter).  Students must maintain a solid grade-point average, based on the University’s Scholarship and Grant Renewal Policy, and continuous, full-time enrollment.  These grants may only be used for tuition expenses and are not refundable.  Students who have been accepted into a qualified 5-year bachelor’s and master’s degree program may be eligible to receive their scholarship during their fifth year (two additional semesters, Fall and Winter).  Scholarships may be adjusted proportionally for the graduate phase of an accelerated master’s degree program. 

    Catholic Education University Grant

    $500 - $1,000

    Students who attended a Catholic school in the Archdiocese of Detroit from grades 1-12 are eligible to receive $1,000 a year.  Those who attended and graduated from a Catholic high school (grades 9-12 only) are eligible to receive $500 a year.  This grant is available each year for four years of full-time, undergraduate tuition.

    Commerce Academic Scholarship 

    $13,000

    Freshmen interested in pursuing a major in business, who have a competitive academic record, and evidence of significant community involvement or leadership, are eligible for the Commerce Scholarship for undergraduate tuition.  

    McNichols Puritan Lodge Community Counsel (MPLCC) Scholarship

    Full Tuition

    High school students need to be a resident of the McNichols Puritan Lodge Community Counsel (MPLCC) area, which includes the boundaries of West McNichols on the north, and Lodge Freeway to the south, with Livernois on the west and Log Cabin and Idaho Streets on the east.  Candidates will be invited to a scholarship interview.  This award is available each year, for four years (8 semesters, Fall and Winter) of full-time, undergraduate tuition. Scholars must maintain a 2.0 cumulative grade-point average.  There are two scholarships for incoming freshmen, selected each year by the admissions office.

    Theatre Performance Scholarship

    Varies

    Full-time freshmen pursuing a major in theatre are eligible for the Theatre Performance Scholarship. Students must be regularly accepted into the Theatre program and are invited to audition. This scholarship is available for four years of full-time, undergraduate tuition.

    Visit Grant

    $1,000

    High school students who make an official visit to University of Detroit Mercy by May 1 of their senior year will be awarded the $1,000 campus visit grant upon enrollment at Detroit Mercy. This grant is available for four years of full-time, undergraduate tuition.

    Students who apply for admission are automatically considered for all University scholarships and grants.

    Transfer Students

    Detroit Mercy Grant

    Up to $9,000

    Transfer students are awarded grants based on academic achievement. These grants are renewable for up to four years (five years for Architecture students) of full-time, undergraduate tuition.

    2.0 – 2.49 GPA $1,000

    2.5 – 2.99 GPA $7,000

    3.0 – 3.49 GPA $8,000

    3.5 – 4.00 GPA $9,000

    Jesuit Founders Scholarship

    Full Tuition

    The Jesuit Founders Scholarship, one of our top scholarships, awards new transfer students who have been academically successful and show promise of continued excellence. Full tuition will be met with a combination of the Jesuit Founders Scholarship, as well as with other federal, state, and private grants and scholarships for which the student may be eligibe. You must be unconditionally admitted to be invited to compete for this scholarship. We award up to 7 scholarships per year. Minimum requirements include standard admission with no conditions, a 3.5 cumulative GPA, 24+ transferable credits, a scholarship essay, two letters of recommendation, and full-time enrollment. Unfortunately, students who already hold a bachelor’s degree are not eligible.

    Phi Theta Kappa Scholarship

    Full Tuition

    The Phi Theta Kappa Scholarship is also one of the top scholarships offered by Detroit Mercy. It is available to new transfer students who demonstrate exceptional academic credentials and who are also members of the Phi Theta Kappa Honor Society.  Full tuition will  be met with a combination of PTK Scholarship and other federal, state and private grants and scholarships for which the student is eligible. Minimum requirements include standard admission with no conditions, a 3.5 cumulative GPA, 24+ transferable credits, a scholarship essay, two letters of recommendation, membership in PTK, and full-time enrollment. Unfortunately students who already hold a bachelor’s degree are not eligible.

    Catholic Education Grant

    $500 per year

    Requires full-time enrollment and is awarded to transfer students who graduated from a Catholic high school. This grant is renewable for up to two years.  

    Theatre Grant

    $1,000 per year

    Full-time transfer students pursuing a major in theatre are eligible for the Theatre Grant. This grant is renewable for up to four years. Students must be regularly admitted to the theatre program, and be invited by the theatre faculty to audition during the winter semester.

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    Donor Scholarships

    A variety of scholarships may become available as gifts are made to the University.  Amounts and selection vary with donor requests.  Awardees are selected by review of eligible students, and/or by review of student requests for additional funds.  The request for additional funds can be made by completing the required form, in person, in the financial aid office.

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    Dylenski Travel Grant

    A grant for students in the College of Liberal Arts and Education (CLAE) for the summer session International Experience.  Students can obtain an application from the program coordinator in CLAE and submit to the financial aid office no later than the end of February.  The financial aid staff will complete the financial aid section of the application and submit to the program coordinator by the beginning of March.  The program administrator will coordinate the selection process with Janie Dylenski.  These funds are refundable to assist with travel expenses.  Award amounts vary.

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    Ford EEOC

    Scholarships awarded each year with preference to full-time, undergraduate, minority and/or female, children or spouse of current Ford employees.  Award amounts vary based on amount in fund and number of qualified applicants.  Application must be submitted by date on the application.

     

Federal Grants

Eligibility Requirements

In addition to program-specific eligibility requirements, students must also meet general eligibility requirements to be eligible for all federal grants and loans.  Contact your financial aid advisor if you have any questions regarding your eligibility for federal financial aid.

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    Federal Pell Grant

    The Federal Pell Grant is awarded to undergraduate students who have not earned a bachelor’s or professional degree. Pell Grants provide a foundation of financial aid to which other aid may be added. The Federal Pell Grant is limited to 12 semesters, or the full time equivalent of 12 semesters. See below for more information on the new Lifetime Eligibility Limits. The Pell Grant is funded each year by Congress, which sets the award minimums and maximums.  Pell may be awarded to full, part time, or less than half-time students. Pell Grants are considered to be need-based aid.  A complete FAFSA required, there is no separate application.

    Lifetime Eligibility

    This is an excerpt from the Pell Grant web page from Student Aid on the Web:

    Calculating Pell Grant Lifetime Eligibility Used

    The amount of Federal Pell Grant funds a student may receive over his or her lifetime is limited by a new federal law to be the equivalent of six years (12 semesters) of Pell Grant funding.  Since the maximum amount of Pell Grant funding a student can receive each year is equal to 100%, the six-year equivalent is 600%.

    How is my Pell Grant Lifetime Eligibility Used calculated?

    Scheduled Award: The maximum amount of Pell Grant funding you can receive is calculated for an “award year.” An award year is a period from July 1 of one calendar year to June 30 of the next calendar year. Your “scheduled award” is partially determined by using your expected family contribution (EFC) that is calculated from the information you (and your family) provided when you filed your FAFSA. Your scheduled award is the maximum amount you would be able to receive for the award year if you were enrolled full-time for the full school year. Your scheduled award represents 100% of your Pell Grant eligibility for that award year.

    Percent Used: To determine how much of the maximum six years (600%) of Pell Grant you have used each year, the Department compares the actual amount you received for the award year with your scheduled award amount for that award year. Of course, if you receive the full amount of your scheduled award, you will have used 100%. Some students do not receive their entire scheduled award for an award year. There are a number of reasons for this, the most common of which are that the student was not enrolled for the full year, or that the student was not enrolled full-time, or both.

    If you did not receive the full amount of your scheduled award, we calculate the percentage of the scheduled award that you did receive. For example, if your scheduled award for an award year is $5,000, but because you were enrolled for only one semester you received only $2,500, you would have received 50% of the scheduled award for that award year. Or if you received only $3,750 for the award year because you were enrolled three-quarter-time and not full-time, you would have received 75% for that year.

    Lifetime Eligibility Used (LEU): The Department keeps track of your LEU by adding together the percentages of your Pell Grant scheduled awards that you received for each award year. The table below shows examples of the LEUs of three students who received differing amounts of their scheduled awards over a four year period.

    Pell Lifetime Chart

    Of course, if a student’s LEU equals or exceeds 600%, the student may no longer receive Pell Grant funding. Similarly, a student whose LEU is greater than 500% but less than 600%, while eligible for a Pell Grant for the next award year, will not be able to receive a full scheduled award.

    How can I see my Lifetime Eligibility Used (LEU) percentage?

    To view your LEU, you may log on to the National Student Loan Data System (NSLDS) Student Access Web site using your FSA ID.  The LEU will be found on the Financial Aid Review page.

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    Federal Supplemental Education Opportunity Grant

    FSEOG is a form of federally funded gift aid.  To be eligible, students must be U.S. citizens, undergraduate candidates seeking a first bachelor's degree, and demonstrate exceptional need.  This program gives priority to students who receive Federal Pell Grant and is awarded on a first-come, first-served basis.  Awards range from $100 - $4000.  Students must complete a FAFSA each year to determine eligibility.

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    Iraq and Afghanistan Service Grant

    Recipients must not be Pell-eligible and not hold a prior bachelor's degree.  Recipients must have a parent or guardian who was a member of the U.S. Armed Forces and died as a result of military service performed in Iraq or Afghanistan after Sept.11, 2001, and who, at the time of the parent's or guardian's death, was less than 24 years of age, and was enrolled at least part- time in college.  The maximum award is the same as the Pell Grant maximum.  Payments adjusted for less than full-time enrollment.

    Eligibility Exclusions

    An individual subject to involuntary civil confinement or civil commitment upon completion of a period of incarceration, for a forcible or non-forcible sexual crime, is ineligible for a Pell Grant.

     

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    TEACH Grant - Teacher Education Assistance for College and Higher Education

    The TEACH grant is a Federal grant that provides up to $4,000 per year to students who agree to teach for four years at an elementary school, secondary school, or educational service agency that serves students from low-income families, and to meet several other requirements. If the service obligation is not met, the grant is converted to a Direct Unsubsidized Loan. Download application here.

State Programs

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    Michigan Tuition Grant or Competitive Scholarship

    The Michigan Tuition Grant or Competitive Scholarship is a State scholarship or grant that may be awarded for full time or part time (at least half time) enrollment. This is awarded to students who are and have been Michigan Residents for at least 2 years - parents of dependent students must also meet this residency guidelines.  In addition to residency, students must have Detroit Mercy listed as the first choice on their Free Application for Federal Student Aid (FAFSA).  They must also show Financial Need (scientific calculation done through FAFSA) and they must complete their FAFSA by the State of Michigan Deadline of March 1st.

    Students attending less than full time receive prorated amounts of the full time award.  These are need based and may be affected by any other gift aid a student receives.

    These funds are awarded as estimated until we receive final funding from the state and funds will not pay out to the student's account until we have received payment from the State.

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    TIP – Tuition Incentive Program

    This program targets students with financial need, students must also meet a medicaid eligibility history requirement and are encouraged to complete a FAFSA.  Students must apply to the State of Michigan prior to high school graduation.  The University of Detroit Mercy is a Phase II only school, eligible students must have earned an Associates Degree or 56 college credit hours.

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    Fostering Futures

    The Fostering Futures Scholarship, a State of Michigan program, provides scholarships to young adults who have experienced foster care. The State of Michigan works with individuals, community organizations, and businesses to encourage charitable contributions that go towards Fostering Futures Scholarship funds. Awards are paid directly to the students’ institution to assist with unmet need in one or more of the following categories: tuition and fees, room and board and books and supplies.

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    Children of Veterans Trust

    An undergraduate tuition program for children of certain deceased of disabled members of the armed forces of the United States.  The program is designed to provide undergraduate tuition assistance to certain children older than 16 and less than 26 years of age who have been Michigan residents for the 12 months prior to application. To be eligible, a student must be the natural or adopted child of a Michigan veteran. Stepchildren of the veteran are not eligible. The veteran must have been a legal resident of Michigan immediately before entering military service and must not have later resided outside of Michigan for more than two years; or the veteran must have established legal residency in Michigan after entering military service.

    Students may receive scholarship assistance for up to four academic years for a total of up to $11,200. Awards are for an academic year with the amount determined by the student’s enrollment status. Full-time students can receive up to a maximum of $2,800 per academic year.

Private Scholarships

Many students receive scholarships from outside the university. These scholarships are often academic or civic in nature and may require additional certification from Detroit Mercy.  Please send all Certification Requests and Scholarship Checks to:

Scholarship and Financial Aid
University of Detroit Mercy
4001 W. McNichols Rd.
Detroit, MI 48221-3038

Student Fellowships

Fellowships and scholarships available for studying abroad, for internships, and for graduate school. The Office for Student Fellowships (OSF) is here to mentor Detroit Mercy students interested in applying for fellowships, scholarships, and grants from agencies and sponsors outside of the University.

Tuition Discounts

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    Religious Discount

    Persons serving in ministerial capacities, whether ordained or laity, may be eligible for the 50% Religious Discount. Eligibility is limited to religious, clergy, lay persons serving a parish or congregation full-time, enrolled in courses directly related to their ministerial work (ex. Religious Studies). Part-Time and Volunteer students in one of these positions must show evidence of a substantial quantitative and qualitative commitment to their ministerial work.

    This grant is available for undergraduate and graduate students enrolled in programs charged at the following rates:

    • 2018-19 Undergraduate: Full time flat rate or part time at $1,049 or $1,123 per credit hour
    • 2018-19 Graduate:  $1,579 or $1,607 
    • 2019-20 Undergraduate: Full time flat rate or part time at $1,080 or $1,157 per credit hour
    • 2019-20 Graduate: $1,626 per credit hour

    A new application must be submitted each term by the following deadlines:

    • Fall - October 1
    • Winter - February 1
    • Summer 1 or 3 - June 1
    • Summer 2 - July 1
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    School Educator's Tuition Remission

    A full-time teacher, substitute, administrator, counselor, paraprofessional, teacher's aide or ed tech, in a public or private educational center, enrolled in a program certifiable or endorsable for teaching by the State of Michigan, can receive a 60% tuition discount. 

    This grant is available for undergraduate and graduate students enrolled in programs charged at the following rates:

    • 2019-20 Undergraduate: Full time flat rate or part time at $1,080 or $1,157 per credit hour
    • 2019-20 Graduate: $1,626 per credit hour

    A new application must be submitted each term, not more than one month prior to the start of the term, by the following deadlines: 

    • Fall - October 1
    • Winter - February 1
    • Summer 1 or 3 - June 1
    • Summer 2 - July 1
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    Senior Citizen Discount

     

    This 50% tuition discount is available to undergraduate students who are at least 65 years of age.  It is not to be combined with any other Detroit Mercy grant, scholarship, remission or tuition discount.  Students must provide documentation to verify current age to the Scholarship and Financial Aid Office, with a request for the discount to be applied.  The Senior Citizen Discount is renewable.

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    Vendor Tuition Discount Program

     

    Current full and part-time employees, their spouses and dependent children, of Primary Vendor Companies of Detroit Mercy are eligible for a 25% discount on tuition.  This tuition discount is not to be combined with any other Detroit Mercy scholarship, grant, tuition remission, or discount.  Students in the Dental Program are not eligible.  Students remain eligible as long as they are in good standing, and the employee remains employed at the vendor company.  A new application must be submitted each term by the following deadlines:

    • Fall - October 1
    • Winter - February 1
    • Summer 1 or 3 - June 1
    • Summer 2 - July 1
    • Law Intersession - May 15
    • Law Summer Session - June 20

    Primary Vendor Companies

    • Absopure
    • Alliance Catholic Credit Union
    • American Axle
    • Aramark
    • Archdiocese of Detroit
    • Beaumont Health System
    • Blue Cross/Blue Shield Care
      • AF Group
      • COBX
      • Tessellate
      • Advantage Solutions
      • Visiant
    • Boise Cascade
    • Chase
    • City of Detroit
    • Coca - Cola
    • Comerica
    • Community Care Services
    • Continental
    • Credit Union One
    • Delphi
    • DENSO
    • Detroit Edison (DTE)
    • Detroit Medical Center (DMC)
    • Enertron
    • Fiat-Chrysler
    • Ford
    • General Motors Corporation (GM)
    • Genesys Health System
    • GM Financial
    • HAP
    • Hatteras
    • Henry Ford Health System
    • Heritage Optical
    • Hines Interests
    • McClaren Hospital
    • Plante - Moran
    • Providence/St. John Health Systems
    • Service Master
    • State of Michigan
    • TIAA - CREF
    • Trinity/St. Joseph's Mercy/St. Mary's Health Systems
    • Unisys
    • U.S. Department of Veteran Affairs
    • Wayne County

Student Loan Programs

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    Student Loans

    Detroit Mercy participates in the Federal Direct Student Loan Programs.  All Stafford, PLUS, and Grad PLUS loans will be processed through the Federal Direct Loan Program.  A Free Application for Federal Student Aid (FAFSA) must be submitted to determine eligibility.

    Private Education Loans, also known as Alternative Education Loans, help bridge the gap between the actual cost of your education and the limited amount the government allows you to borrow in its programs. Private loans are offered by private lenders and there are no federal forms to complete. Eligibility for private student loans often depends on your credit score.  Students and families are encouraged to take advantage of all federal and state sources of funding prior to the use of private loans.

    More information on the various loan programs can be found here, and our Financing Options sheet is a handy reference for the various loan programs available to you. 

Student Employment

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    Federal Work Study

    Federal Work-Study (FWS or CWS) is a federally-funded financial aid program designed to help students meet educational costs through the use of part-time employment (maximum of 20 hours per week). Work-study is awarded as a part of a need-based financial aid package for students expressing interest on the Free Application for Federal Student Aid (FAFSA). To be eligible for a work-study award, a student must be enrolled at least half-time (6 credit hours for undergraduates; 5 credit hours for graduate students) during the regular academic year. Funds awarded to students from this program are estimates of their maximum earnings potential through campus employment. Awards range from $600-$3000 depending on a students need for the academic year. Freshmen and transfer students may be eligible to earn up to $3000 per year depending on their financial need.

    Participation in the work-study program is optional. A work-study award does not guarantee employment. A student must obtain their work-study packet authorizing them to work and secure a work-study job by the deadline (contact Financial Aid for deadline dates). To earn work-study funds a student must submit their completed application packet to the Financial Aid Office before their first day of work. Job postings may be found on the Titan Career Link web page  or on the Student Employment bulletin board outside of the Financial Aid Office. (See the Student Employment section of this website for further details).

    The earnings are not automatically applied toward the student's outstanding charges. However, students can work to earn these funds and apply them toward their bill, and may elect to have a payroll deduction directly to their account.  Students who choose to take advantage of this opportunity must work and submit a timesheet approved by their supervisor for their hours worked. Students must follow the Student Employment Payday Calendar schedule to submit their timesheets. The student will receive a regular paycheck every other Friday for the time they have worked.

    Detroit Mercy reserves 7% of its Federal Work Study allocation to employ students in community service positions.

    College work-study earnings do not qualify for unemployment under the Michigan Employment Security Commission.
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    Detroit Mercy Non-Work Study

    The University of Detroit Mercy offers Non-Work Study employment as well.  Availability varies by individual departments.  These positions are available on the Titan Career Link web page.